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What if the lessons that shaped your financial future were the ones you were never taught?
For many of us, conversations about money stopped at "work hard," "stay out of debt," or "we don't do that." We were never taught how to build wealth, establish strong credit, invest for the future, or break the financial habits passed down through generations.
In Small Mistakes, Big Lessons, Taylor Heard shares the real-life experiences, financial mistakes, and life-changing lessons that transformed his own journey. From losing money and navigating financial hardship to rebuilding through education, faith, and personal growth, this book offers practical guidance rooted in lived experience—not theory.
If you’ve ever felt no one prepared you for Adulthood
If you’re trying to build financial confidence and create lasting stability.
If you’re ready to break generational cycles and build a legacy.
Inside, you'll discover how to:
Build a stronger financial foundation
Develop healthy money habits
Understand credit and begin improving your financial future
Start investing with confidence
Break generational financial cycles
Create a legacy for yourself and your family
Whether you're a young adult just getting started, a parent striving to create a better future, or someone ready to rewrite your financial story, Small Mistakes, Big Lessons will challenge your perspective and equip you with practical steps to move forward.
Your past does not determine your future.
Sometimes the smallest mistakes lead to the biggest lessons—and the greatest transformations.
About the Author
Taylor Heard is the Founder & CEO of More To Moi, author of Small Mistakes, Big Lessons, and a financial educator dedicated to helping individuals build wealth without sacrificing their peace. Through real-life experiences, practical financial education, and mindset transformation, Taylor's mission is to help others break generational cycles, build lasting wealth, and create a legacy that extends far beyond money.
You are more than your past, more than your mistakes, more than what you’ve been taught to believe is possible.
What if the lessons that shaped your financial future were the ones you were never taught?
For many of us, conversations about money stopped at "work hard," "stay out of debt," or "we don't do that." We were never taught how to build wealth, establish strong credit, invest for the future, or break the financial habits passed down through generations.
In Small Mistakes, Big Lessons, Taylor Heard shares the real-life experiences, financial mistakes, and life-changing lessons that transformed his own journey. From losing money and navigating financial hardship to rebuilding through education, faith, and personal growth, this book offers practical guidance rooted in lived experience—not theory.
If you’ve ever felt no one prepared you for Adulthood
If you’re trying to build financial confidence and create lasting stability.
If you’re ready to break generational cycles and build a legacy.
Inside, you'll discover how to:
Build a stronger financial foundation
Develop healthy money habits
Understand credit and begin improving your financial future
Start investing with confidence
Break generational financial cycles
Create a legacy for yourself and your family
Whether you're a young adult just getting started, a parent striving to create a better future, or someone ready to rewrite your financial story, Small Mistakes, Big Lessons will challenge your perspective and equip you with practical steps to move forward.
Your past does not determine your future.
Sometimes the smallest mistakes lead to the biggest lessons—and the greatest transformations.
About the Author
Taylor Heard is the Founder & CEO of More To Moi, author of Small Mistakes, Big Lessons, and a financial educator dedicated to helping individuals build wealth without sacrificing their peace. Through real-life experiences, practical financial education, and mindset transformation, Taylor's mission is to help others break generational cycles, build lasting wealth, and create a legacy that extends far beyond money.
You are more than your past, more than your mistakes, more than what you’ve been taught to believe is possible.