Welcome, I'm Taylor Heard.

I'm so glad you're here.

I believe your past does not have to determine your future. No matter where you come from, the mistakes you've made, or the challenges you've faced, you have the ability to build a life defined by purpose, peace, and financial freedom.

I grew up in the South, where money wasn't something we talked about often. The message I heard was simple: don't become obsessed with money. But one conversation changed the way I saw my future. When I asked about creating wealth and setting future generations up for success, I was told, "We don't do that."

I decided that my family story wouldn't end there.

Like many people, I learned life's biggest lessons the hard way. I lost large sums of money, lost vehicles, struggled with debt, and experienced seasons of overwhelming stress that took a serious toll on my mental health. Becoming a parent, deepening my faith, and committing myself to learning everything I could about personal finance, investing, credit, and personal development completely changed the direction of my life.

Those experiences didn't define me—they prepared me for the work I'm called to do today.

As the Founder & CEO of More To Moi, author of Small Mistakes, Big Lessons, and a financial educator, I'm passionate about helping people build wealth without sacrificing their peace. My mission is to empower individuals with the financial knowledge, mindset, and practical strategies they need to create lasting freedom and build a legacy they can be proud of.

The name More To Moi (More To Me) represents a belief that's at the center of everything I teach: there is always more to you than your past. You are more than your mistakes. More than generational trauma. More than the circumstances you were born into. Your future is not limited by your family's history—it is shaped by the decisions you make today.

I wrote Small Mistakes, Big Lessons because I wanted others to learn from my journey instead of repeating it. Today, through books, educational programs, coaching, and a growing community, I help people develop the confidence and skills to create lasting financial change.

Everything I teach is built around four core pillars:

Wealth & Investing

Build long-term wealth through intentional investing, smart financial systems, and assets that work for you.

Credit Strategy

Learn how to establish, strengthen, and leverage your credit to create opportunities and expand your financial options.

Healthy Boundaries

Protect your finances, relationships, and mental well-being by learning to set healthy boundaries and make intentional decisions.

Legacy Building

Break unhealthy financial patterns, create new traditions, and build a foundation that will benefit your family for generations to come.

My greatest inspirations are my father and my uncle. Their lives—and their losses—remind me that our financial health, emotional well-being, and sense of purpose are deeply connected. They continue to inspire my commitment to helping others create lives filled with hope, stability, and opportunity.

Whether you're a young adult trying to find your footing, a college student preparing for the future, a single parent carrying the weight of your family, a young couple building a life together, or someone determined to break generational cycles, you belong here.

This community isn't about perfection.

It's about progress.

It's about becoming financially confident, emotionally resilient, and intentional with every decision you make.

Because your story doesn't have to end where it started.

Let's build wealth, protect your peace, and create a legacy that lasts.